Companies

We offer interactive (in person and online) sessions aim to help companies support their employees to better understand the Swiss Social Security System. This will help them to comprehensively understand the following key financial topics

• The Three-Pillar Pension System.
• Social Security Components.
• How small and medium size businesses can optimize their finances, income and taxes.
• Employer obligations.
• Employee obligations and the benefits under Swiss Social Security System.
• Employee understanding of Swiss tax system to optimize their taxes / after tax income.
• Employee understanding of the Swiss pension schemes to optimize their retirement benefits.

Our clients

We provide our existing clients with ongoing support in understanding amendments to laws if any and advise them with any how it will affect them regarding their wealth optimization and retirement savings.

Cross-border citizens and Expatriates

Cross-border and expatriate employees in Switzerland must deal with some specific regulations.

• Cross-border and expatriate Tax and Pension: Cross-border and Expatriate tax and pension issues can be complex due to varying national laws and international agreements.
  • Double Taxation Agreements (DTAs) aim to prevent income from being taxed in both the country of residence and the country of employment by providing tax credits or exemptions.
  • Cross border workers are generally taxed in their country of residence, but exceptions exist based on specific bilateral agreements, such as those between Switzerland and France or Switzerland and Germany.
  • Pension taxation can also be complicated, especially if pensions are received from a country different from the one where the retiree resides. Seeking professional tax advice is recommended to navigate these complexities effectively.
• Pension Complications: Expatriates must navigate different pension systems and potential gaps in coverage when moving between countries, this often requires coordination of benefits under international agreements.

Our Team

We are committed to the continuous training and professional development of our team by:

• Helping them gain latest knowledge and expertise to better serve our clients.
• Helping them to use latest technology to support our clients better.
• Network with other experts across industry.